Regulating FinTech in Canada and the United States

Comparison, challenges and opportunities 1

Authored by: Ryan Clements

The Routledge Handbook of FinTech

Print publication date:  June  2021
Online publication date:  June  2021

Print ISBN: 9780367263591
eBook ISBN: 9780429292903
Adobe ISBN:


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The rise of FinTech has attracted increased attention from investors, entrepreneurs, existing financial-sector participants and regulators. FinTech has many potential benefits and it could transform banking, lending, payments, investing and other financial services through the internet, smartphones, artificial intelligence, blockchain and cryptocurrencies, and many other current and future digital technologies. Such benefits include lower costs, an enhanced scope of products and services, and the possibility of reaching and offering previously underserved customers greater credit and financial services.

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